About Us

Our staff have decades of experience with major insurers such as Aviva, AXA, and Friends Life, as well as consultancies such as Mercer, so we understand the financial services environment and how to get things done in it.

• We explain options clearly and would normally expect to make recommendations if requested.

• We conduct thorough analysis to support decision making.

• We successfully manage stakeholders, including the FCA and HMRC where relevant.

• We can lead transversal teams in delivery.

• We can train in house staff in the use of models, adherence to process, or use of judgement.

 Successful businesses often make assumptions and then don't challenge them.  This holds them back from realising their potential.  Two examples our professional staff can help with are below:

Charges

Some might assume that reviewing pricing to increase revenue would impair sales, result in customers leaving, antagonise a regulator, or cause a surge in complaints.

When executed correctly, this need not be the case.  Typically, all aspects can be jointly improved, without adverse impact.

Tax

An up to date analysis can often improve the tax position for either a firm or its customers, even if tax rules don't change.

More granular data may have become available for analysis since tax was last considered.  A business's expense base may have changed in nature.  EU court decisions may have changed how UK tax authorities interpret unchanged UK tax rules.